Bad Credit Repair
Is Bad Credit Repair Possible?
Was it through no fault of yours? Did you, for instance, lose your job, or have a serious accident that prevented you from working? Has your spouse gone on a spending spree with the credit cards after a divorce?
Steps to Take
Once you have things rolling in the legal and insurance fields, you can turn your attention to bad credit repair. Experts agree that one of the first steps to take is to cut up your credit cards. Next, get copies of your credit reports from the major credit bureaus. This is an essential step in bad credit repair. Third, correct any inaccuracies in these reports. Fourth, obtain a secured credit card, or pre-paid card, charge a small amount and pay off the balance in full every month.