Who Can Do a Credit Check?
Who would this include? Actually, many groups of people: landlords, potential creditors, collection agencies, insurance companies, employers. Basically, anyone you do business with in any capacity may have the right to do a credit check.
Who Can't Get Your Credit Report?
Also very important is your ability to opt out of having your name on any list compiled by a credit reporting agency that can be resold and used for pre-approved credit offers. To opt out, you may go online with any of these agencies and receive instructions on how to proceed. Federal law, especially, protects your rights, and protects your privacy.