Credit Report Scores
Consumer Rights to Credit Report Scores
Until recently, consumers had no right to know their credit report scores or rating, even when these were used by creditors to deny credit. Pressure from consumer groups and legislators encouraged credit bureaus to reveal these ratings to consumers. Now, you can obtain "personalized" credit report scores and analyses from the bureaus, for a fee.
What Are Credit Report Scores?
Some factors, however, are not commonly considered by consumers: not at present address or employer long enough, no recent bank card balances, too much activity on your card charges. Go online and find consumer educational material about credit. If you want a copy of your credit report and score, go online with Experian, Equifax, or TransUnion and request a copy.