Online Credit Report
Convenience of an Online Credit Report
By law, you are entitled to a copy of your report by mail or online. If you have a computer, the easiest thing to do is order an online credit report. Because of the confidentiality of the information, you cannot order a copy on the phone because the companies have no way to verify your identity.
You may also receive a free online credit report if you are on welfare, or if you are unemployed and intend to apply for employment within 60 days. Finally, if you have reason to believe your file contains inaccurate information due to fraud, you may be able to receive a free copy. Go online to ask the major reporting companies what procedure to follow.