Bad Credit Lenders
Examine Bad Credit Lenders
If you have had a bankruptcy, or just have a very bad credit history with the credit bureaus, bad credit lenders naturally assume that there is a touch of desperation to any request for a loan. Resist the urge to take out a loan from the first business that offers. Go to several companies, so you have a basis for comparison about interest rates and fees.
Get a Co-Signer
If at all possible, sidestep this process altogether by having a trusted friend or family member co-sign with you. Their good credit standing will enable you to get better rates. Just be aware, however, that any misstep on your part will also be recorded on their credit history, so be sure you can keep up a spotless payment history before asking for such a commitment from friends or family.